/* Layout: one calm column; summary first, then the payoff order grouped by what to do with each debt. */
:root{
  --bg:#F3F5F6; --surface:#FFFFFF; --fg:#16202A; --muted:#5B6873; --line:#DCE2E6;
  --accent:#1E6A84; --accent-soft:#E2EFF3;
  --bad:#B42318; --bad-soft:#FDECEA; --warn:#9A4A06; --warn-soft:#FDF1E3; --good:#0B6B3A; --good-soft:#E5F4EA;
  --display:"Bricolage Grotesque", "Segoe UI", system-ui, sans-serif;
  --body:"Public Sans", "Segoe UI", system-ui, sans-serif;
  --mono:"JetBrains Mono", ui-monospace, Menlo, monospace;
}
@media (prefers-color-scheme: dark){:root:not([data-theme="light"]){
  --bg:#0F1519; --surface:#172027; --fg:#E6ECEF; --muted:#9AA8B2; --line:#2A3740;
  --accent:#6FB8D2; --accent-soft:#16323D;
  --bad:#F28B7F; --bad-soft:#3A1A17; --warn:#F0B26B; --warn-soft:#38260F; --good:#6DCB93; --good-soft:#12301F; color-scheme:dark}}
:root[data-theme="dark"]{
  --bg:#0F1519; --surface:#172027; --fg:#E6ECEF; --muted:#9AA8B2; --line:#2A3740;
  --accent:#6FB8D2; --accent-soft:#16323D;
  --bad:#F28B7F; --bad-soft:#3A1A17; --warn:#F0B26B; --warn-soft:#38260F; --good:#6DCB93; --good-soft:#12301F; color-scheme:dark}
body{background:var(--bg);color:var(--fg);font-family:var(--body);font-size:15px;line-height:1.5}
.wrap{max-width:880px;margin:0 auto;padding-block:28px 64px;padding-left:max(16px,env(safe-area-inset-left,0px));padding-right:max(16px,env(safe-area-inset-right,0px));display:flex;flex-direction:column;gap:28px}
h1,h2{font-family:var(--display);text-wrap:balance;margin:0}
h1{font-size:30px;letter-spacing:-.01em}
h2{font-size:20px}
.sub{color:var(--muted);margin:4px 0 0}
.num{font-family:var(--mono);font-variant-numeric:tabular-nums}
.tiles{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}
.tile{background:var(--surface);border:1px solid var(--line);border-radius:10px;padding:14px;display:flex;flex-direction:column;gap:4px;min-width:0}
.tile .lbl{font-size:12px;text-transform:uppercase;letter-spacing:.06em;color:var(--muted)}
.tile .val{font-size:22px}
.tile.bad .val{color:var(--bad)}
.tile.focus{background:var(--accent-soft);border-color:transparent}
.tile.focus .val{font-family:var(--display);font-size:19px;line-height:1.25}
@media (max-width:700px){.tiles{grid-template-columns:repeat(2,minmax(0,1fr))}}
.plan{display:flex;flex-wrap:wrap;gap:16px 24px;align-items:end;background:var(--surface);border:1px solid var(--line);border-radius:10px;padding:16px}
.field{display:flex;flex-direction:column;gap:6px}
.field label,.lbl2{font-size:12px;text-transform:uppercase;letter-spacing:.06em;color:var(--muted)}
input,select,textarea{font:inherit;color:var(--fg);background:var(--bg);border:1px solid var(--line);border-radius:6px;padding:8px 10px}
input:focus-visible,select:focus-visible,textarea:focus-visible,button:focus-visible{outline:2px solid var(--accent);outline-offset:2px}
.seg{display:inline-flex;border:1px solid var(--line);border-radius:8px;overflow:hidden}
.seg button{border:0;background:transparent;color:var(--fg);padding:8px 12px;font:inherit;cursor:pointer}
.seg button[aria-pressed="true"]{background:var(--accent);color:var(--surface)}
.hint{color:var(--muted);font-size:13px;flex-basis:100%;margin:0}
.tier{display:flex;flex-direction:column;gap:10px}
.tier header p{margin:2px 0 0;color:var(--muted);max-width:65ch}
.debt{background:var(--surface);border:1px solid var(--line);border-radius:10px;padding:14px 16px;display:grid;grid-template-columns:auto minmax(0,1fr) auto;gap:4px 14px;align-items:start}
.debt.is-focus{border-color:var(--accent);box-shadow:0 0 0 1px var(--accent)}
.rank{font-family:var(--mono);color:var(--muted);font-size:13px;padding-top:3px;min-width:1.6em}
.name{font-weight:600}
.chips{display:flex;flex-wrap:wrap;gap:6px;margin-top:4px}
.chip{font-size:12px;padding:2px 8px;border-radius:999px;background:var(--bg);color:var(--muted);border:1px solid var(--line)}
.chip.bad{background:var(--bad-soft);color:var(--bad);border-color:transparent}
.chip.warn{background:var(--warn-soft);color:var(--warn);border-color:transparent}
.chip.good{background:var(--good-soft);color:var(--good);border-color:transparent}
.chip.focus{background:var(--accent);color:var(--surface);border-color:transparent}
.bal{text-align:right}
.bal .big{font-size:18px}
.bal .small{font-size:12px;color:var(--muted)}
.facts{grid-column:2/4;display:flex;flex-wrap:wrap;gap:4px 18px;font-size:13px;color:var(--muted)}
.facts b{color:var(--fg);font-weight:500}
.next{grid-column:2/4;margin:4px 0 0;font-size:14px;max-width:70ch}
.actions{grid-column:2/4;display:flex;gap:8px;margin-top:6px;flex-wrap:wrap}
button.btn{font:inherit;font-size:13px;border-radius:6px;padding:6px 12px;cursor:pointer;border:1px solid var(--line);background:var(--surface);color:var(--fg)}
button.btn.primary{background:var(--accent);border-color:var(--accent);color:var(--surface)}
button.btn:disabled{opacity:.5;cursor:not-allowed}
@media (max-width:560px){.debt{grid-template-columns:auto minmax(0,1fr)}.bal{grid-column:2;text-align:left}.facts,.next,.actions{grid-column:2}}
.log{background:var(--surface);border:1px solid var(--line);border-radius:10px;overflow-x:auto}
.log table{width:100%;border-collapse:collapse;font-size:14px}
.log th,.log td{text-align:left;padding:8px 12px;border-bottom:1px solid var(--line);white-space:nowrap}
.log th{font-size:12px;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);font-weight:500}
.log td.amt{text-align:right}
.empty{color:var(--muted);padding:16px;margin:0}
.notice{background:var(--warn-soft);color:var(--warn);border-radius:8px;padding:10px 14px;margin:0}
dialog{border:1px solid var(--line);border-radius:12px;background:var(--surface);color:var(--fg);padding:20px;width:min(420px,calc(100vw - 32px))}
dialog::backdrop{background:rgba(10,20,28,.45)}
dialog form{display:flex;flex-direction:column;gap:12px}
dialog h3{font-family:var(--display);margin:0;font-size:18px}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.dlg-actions{display:flex;justify-content:flex-end;gap:8px}
.err{color:var(--bad);font-size:13px;margin:0}
@media (prefers-reduced-motion:no-preference){.debt{transition:box-shadow .2s}}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;min-height:100vh}
.top{display:flex;justify-content:space-between;align-items:flex-start;gap:16px;flex-wrap:wrap}
.who{display:flex;align-items:center;gap:10px;color:var(--muted);font-size:14px}
.card{background:var(--surface);border:1px solid var(--line);border-radius:10px;padding:18px;display:flex;flex-direction:column;gap:12px}
#auth{max-width:420px}
.stack{display:flex;flex-direction:column;gap:12px}
.row-actions{display:flex;flex-wrap:wrap;gap:8px;align-items:center}
button.btn.link{border-color:transparent;background:transparent;color:var(--accent);padding-left:4px}
.ok{color:var(--good);font-size:13px;margin:0}
.tile .small{font-size:12px;color:var(--muted)}
.alerts .sub{margin-top:4px}
.add-row{display:flex;justify-content:flex-start}
input{min-width:0;width:100%}
#extra{width:9em}
/* Game plan */
.gp{border-color:var(--accent);border-width:2px;gap:16px}
.gp-head{display:flex;justify-content:space-between;align-items:baseline;gap:8px;flex-wrap:wrap}
.gp-head h2{font-size:24px}
.gp-budget{color:var(--muted);font-size:14px}
.gp-now{background:var(--accent-soft);border-radius:10px;padding:16px;display:flex;flex-direction:column;gap:8px;align-items:flex-start}
.gp-tag{font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--accent)}
.gp-tag.done{color:var(--good)}
.gp-big{font-family:var(--display);font-size:22px;line-height:1.3;margin:0}
.gp-why{margin:0;color:var(--fg)}
.gp-done{font-size:18px;margin:0}
.gp-h3{font-family:var(--display);font-size:17px;margin:8px 0 4px}
.gp-step{font-size:12px;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);margin:10px 0 4px}
.gp-list{list-style:none;margin:0;padding:0;display:flex;flex-direction:column}
.gp-list li{display:grid;grid-template-columns:28px minmax(0,1fr) auto auto;gap:10px;align-items:center;padding:10px 0;border-bottom:1px solid var(--line)}
.gp-check{width:24px;height:24px;border-radius:50%;border:1.5px solid var(--line);display:grid;place-items:center;font-size:12px;font-family:var(--mono);color:var(--muted)}
.gp-list li.done .gp-check{background:var(--good);border-color:var(--good);color:var(--surface)}
.gp-list li.done .gp-name,.gp-list li.done .gp-amt{color:var(--muted);text-decoration:line-through}
.gp-name{display:flex;flex-direction:column;min-width:0;font-weight:600}
.gp-note{font-weight:400;font-size:13px;color:var(--muted)}
.gp-amt{text-align:right}
.gp-list li .btn{padding:4px 10px;font-size:13px}
.gp-sum{display:flex;justify-content:space-between;margin:6px 0 0;color:var(--muted);font-size:14px}
.gp-warn{margin:8px 0 0;font-size:14px;color:var(--warn)}
.gp-todo{margin:0;padding-left:20px;display:flex;flex-direction:column;gap:6px}
.gp-phases,.gp-ms{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:8px}
.gp-phases li,.gp-ms li{display:grid;grid-template-columns:92px minmax(0,1fr);gap:12px}
.gp-when{font-family:var(--mono);font-size:13px;color:var(--accent);padding-top:2px}
.gp-more summary{cursor:pointer;color:var(--accent);margin-top:8px}
.gp-more .gp-ms{margin-top:10px}
.gp-acts{display:flex;gap:4px;align-items:center;justify-content:flex-end}
.gp-list li:not(:has(.gp-acts)) .gp-amt{grid-column:3 / 5}
@media (max-width:560px){.gp-list li{grid-template-columns:28px minmax(0,1fr) auto}.gp-acts{grid-column:2 / 4;justify-content:flex-start}}
.gp-sim{border-top:1px solid var(--line);padding-top:12px}
.gp-sim summary{cursor:pointer;color:var(--accent);font-weight:600}
.gp-sim .field{margin:12px 0}
.sim-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin-top:8px}
@media (max-width:640px){.sim-grid{grid-template-columns:1fr}}
.sim-col{border:1px solid var(--line);border-radius:10px;padding:14px;display:flex;flex-direction:column;gap:8px;align-items:flex-start}
.sim-col h4{font-family:var(--display);font-size:16px;margin:0}
.sim-col dl{display:grid;grid-template-columns:auto auto;gap:4px 12px;margin:0;font-size:14px}
.sim-col dt{color:var(--muted)}
.sim-col dd{margin:0;text-align:right}
.sim-col .gp-ms{gap:4px;font-size:13px}
.sim-col .gp-ms li{grid-template-columns:76px minmax(0,1fr)}